1. Find a home
If you're ready to take the next steps towards owning your own home, use our property search to see what's available in your area.Search
Buying a new home is an exciting process, here's how, and what to expect when buying a Shared Ownership home through Platform.
Once you've found your ideal home, complete the 'Ask for Details' enquiry form on the property listing. If you want to discuss your requirements in more detail, or check the latest availability please email us at email@example.com, we'll be able to then help you secure your chosen home whilst you follow step 3, and register with Help to Buy.
Before you purchase a home through Shared Ownership, you must register with one of the Government registered Help to Buy agents.
Any existing owners or shared owners who have been approved by Help to Buy would need to have sold subject to contract their existing property before being considered to reserve a property.
Please send your completed application and reference to firstname.lastname@example.org
Find the right Help to Buy Agent:
If you are based in the South of England, please contact:
Help to Buy Agent 3
Covering Bedfordshire, Berkshire, Bristol, Bath, Somerset & Mendip, Buckinghamshire, Cambridgeshire, Cornwall (including the Isles of Scilly), Devon, Dorset, East Sussex, Essex, Gloucestershire, Hampshire & Isle of Wight, Hertfordshire, Kent, Norfolk, Oxfordshire, Suffolk, Surrey, West Sussex, Wiltshire.
Upon receipt of your help to buy application, we will refer you for an affordability assessment. Once passed, we will then require confirmation of your mortgage details. Please note we're unable to accept 100% mortgages and your mortgage must be with a high street lender.
In some circumstances mortgage lenders may accept a lower deposit, however Platform require a minimum deposit of 5% in order for you to meet our Shared Ownership requirements.
Shared owners still have to pay many of the usual costs involved in buying a home, we've outlined the cost you can expect to pay to give you an idea of what to expect throughout the processCosts of Shared Ownership
If your property is build complete, we will invite you to come and view the property you are interested in. If you're purchasing off-plan, your viewing will follow after build completion or when it is safe to do so. We will discuss the buying process in more detail with you.
If you wish to go ahead with the purchase, we will send you an offer letter and ask you to pay a £250 reservation fee. This will go towards your property purchase when the sale is completed. However, we cannot refund it if your sale does not complete.
Once you have reserved your new home, you need to complete your mortgage application and instruct your solicitor. We will need details of your mortgage providers and solicitors as soon as possible.
Your mortgage lender will carry out a valuation of the property to finalise your mortgage details. Your solicitors will also begin the legal part of your purchase and ask for search fees payment from you.
Your solicitor will send you a contract to sign. We will also sign a contract. Once we have exchanged contracts, your solicitor will agree a completion date with you.
On completion day, we will meet you at your new home to check the property and hand over your keys, before leaving you to get settled in your brand new home!