Who can buy through Shared Ownership?

Shared Ownership eligibility will depend on the specific property you are looking at purchasing, there may be restrictions such as a local authority connection requirement in order to qualify.

Shared Ownership is available to those who:

If you already own a home you must:

  • Formally accepted an offer for the sale of your current home ‘sold subject to contract' (SSTC)
  • A memorandum of sale confirming your sale details

Shared Ownership won't be for you if:

  • You can afford to buy outright on the open market
  • You cannot afford the monthly costs, you may not qualify financially, we would perform an affordability assessment to check this
  • You have County Court Judgements, a history of rent arrears or bad credit

File:Straight line.jpg - Wikimedia Commons


Local Connection Requirements

When buying a home through Platform Home Ownership there may be local connection requirements, we'll always tell you if the home you are interested in does require a local connection.

Local Connection Requirements

Who's eligible for Shared Ownership?

It is more accessible than you think, watch as we discuss eligibility and how it changed some of our customers lives.