- 10 year build warranty
- Allocated parking
- Double glazed windows
- Family bathroom with shower over bath
- Gas central heating
- Modern fitted kitchen
- Stainless steel oven, hob & extractor
- Turfed rear garden
- Vinyl flooring through kitchen/bathroom
Available for Shared Ownership
Part of the Bluebell Croft, Ratby development
Check your affordability
Use the Shared Ownership mortgage calculator to estimate the cost of buying this homeLaunch calculator
Platform Home Ownership are excited to be working with Miller Homes in the new build of three bedroom houses in the village of Ratby. Due for completion and availability April/May/June 2023.
Ratby is located within Hinckley and Bosworth District and is a commuter village with good road links. The Martinshaw Woods are located close to development providing picturesque and vast woodland ideal for walks.
These three bedroom semi detached houses with brief accommodation comprising of entrance lobby with staircase off, lounge, cloakroom/wc, fitted dining kitchen with french door to garden, two double bedrooms and one single bedroom, bathroom/wc. Enclosed and fenced garden and parking.
Plots 98, 113, 114, 115, 129
Three bedroom semi detached houses
£99,750 for a 35% share (deposit from £4,987)
Monthly Rent on remaining share £424.53
£142,500 for a 50% share (deposit from £7,125)
Monthly Rent on remaining share £326.56
£213,750 for a 75% share (deposit from £10,687)
Monthly Rent on remaining share £163.28
Examples of deposit rates are based on our minimum required deposit rate of 5%. However please seek financial advice to confirm what deposit rate is available to you
Service Charge - A service charge will be charged against the property and is paid monthly with your rent payment. The service charge is reviewed on an annual basis on April 1st. This will include Buildings insurance, management and any communal/estate charges that may be covered (if applicable). The service charge displayed is estimated based on the initial assessment of the scheme, please contact the sales consultant for details.
Ground Rent - we do not charge a Ground Rent.
Homes England Key Information Document – please download and read through our key information document for this property. This will include pricing details, eligibility and some lease information.
Council Tax TBC - due to these properties being new builds and not being previously occupied the council tax and banding has not yet been set
Other shares can be purchased subject to an affordability assessment.
These properties are due for build completion summer 2022 so we're not currently able to offer viewings and will be taking reservations off-plan.
1. For further information, please download our brochure below.
2. TO APPLY NOW, please make an enquiry to contact Platform Home Ownership, the relevant sales consultant will then send you an application form to complete.
3. Upon receipt of your application, we will refer you for an affordability assessment to determine the most affordable share for you.
4. Once you have passed the affordability assessment, we will then be in contact to confirm the availability.
5. If there is a suitable property we will then issue out your offer letter and advice on how to pay your £250.00 reservation fee for your new home.
Shared Ownership is a fantastic opportunity if you're an unable to purchase a home on the open market. It allows you to buy a share in a property on a part buy/part rent basis and pay a subsidised rent on the part that you do not own. Over time you can purchase more shares in your property - this is known as 'staircasing'. This can be done at any time after initial purchase and it will reduce the amount of rent you pay as the share of the home that you do not own will have got smaller.
We will offer shares for sale normally between 25-75% of the property depending on how much you can afford. The bigger the share you buy, the less rent you have to pay. You will need to be able to raise a mortgage for the share you want to purchase unless you have sufficient money to enable you to purchase without. Any deposit you pay will be smaller than if buying outright as you will not be purchasing the whole of the home. The combined cost of mortgage and rent is often cheaper than privately renting in the area.
For more detailed information and your obligations in relation to shared ownership please download our 'Guide to Shared Ownership'
Am I eligible?
Shared Ownership uses the following criteria to help people to get a foot on the housing ladder:
- Maximum annual household income of £80,000.
- Unable to purchase a home suitable for your needs.
*Please note some images are typical and should be used as a guide only
Images are typical and to be used as a guide only